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Asset Finance | Hampshire Trust Bank (HTB) Asset Finance | Hampshire Trust Bank (HTB)
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For intermediaries only

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What We Offer

SME Small Ticket (business sub £250,000) and Corporate Mid Ticket (above £250,000)

Our dedicated team of industry specialists always work closely with our intermediaries to provide an unrivaled package to meet their day to day needs, and look to forge long-lasting partnerships to ensure that the right levels of service are being offered, matching our SLA’s to their ongoing needs.

We lend against wide range of assets, hard and soft, and aim to flex around your client’s needs, and so look to fund a diverse range of asset types and classes. Please contact us to speak with your broker manager and to discuss your specific requirements.

Asset Finance - Intermediaries - HTB
"In a highly competitive market, the service excellence we provide to our brokers is crucial. We are really proud of how the whole team have embraced this culture and the impact this has had on our ability to better serve both our brokers and their customers."
Paul Bartley, Managing Director of Asset Finance
Proud of our achievements
Platinum Award-Winning Service 2024 Feefo - HTB
Leasing World Gold Awards Winner: Outstanding Bank-Owned Lessor (2023) - HTB
Leasing World Gold Awards Winner: Broker Deal of the Year (2023) - HTB
Leasing World Service Excellence Awards Top Customer-Centric Culture (2022) - HTB
Leasing World Gold Awards Winner: Broker Deal of the Year (2022) - HTB

Sale and Hire Purchase (HP) Back

Sale and hire purchase (HP) back enables clients to finance a recently purchased asset, via an HP agreement, allowing them to release cash back into their business.

  • Spread the cost of a recently purchased asset by introducing an HP agreement
  • As with an HP agreement, borrowers take ownership of the asset upon payment of the final installment (includes an Option to Purchase fee)

Sale and Lease Back

Sale and lease back enables clients to finance a recently purchased asset, via a lease agreement, allowing them to release cash back into their business. At the end of the agreement the customer may have the option to return the equipment or continue to use it for a charge.

  • Frees cash tied up in an asset which can be used to invest back into the business
  • Enables budgeting through fixed monthly payments
  • Tax efficient – payments are considered as charges, lowering your taxable profit (please ask your accountant for more details on this)

 

Hire Purchase

If the aim is to spread the cost of the financed asset and own it outright at the end of the term, HTB’s asset finance specialists can provide credit to achieve this.

Hire purchase is a convenient, fast and easy to arrange form of finance.

  • Spread the total cost of the asset after paying a deposit into fixed monthly instalments over a fixed term
  • Take ownership of the asset upon payment of the final instalment (includes an Option to Purchase fee)

Leasing

Leasing is a convenient and cost effective way of being able to obtain the very latest equipment while it is being used. At the end of the agreement the customer may have the option to return the equipment or continue to use it for a charge.

  • Frees up working capital
  • Preserves existing credit lines
  • Enables simple budgeting through fixed regular payments
  • Tax efficient – depending on the type of asset, payments for your lease agreements may be at least 85% deductible from your annual profits

Contact HTB’s Asset Finance team on 020 7862 6262 or email us. We are open 9am to 5pm Monday to Friday, excluding bank holidays.


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