Focus, where it matters.
HTB, the Specialist Bank
HTB, the Specialist Bank
At HTB, we focus on delivering attentive, award-winning service, from specialists who really understand your needs.
We’re driven to find ways to invest in Britain’s businesses and communities so, rather than being ‘everything to everyone’, our approach allows us to truly support those who are often overlooked by other banks.
We call this ‘excellence through specialism’ and, we believe it’s rather special.
For those building residential and commercial developments and, whether you need funding ground-up schemes, conversions, or large-scale refurbishments, we offer financial certainty, flexibility and regional expertise.
We work directly with SME developers with structured development finance that moves at the pace of the property project, offering tailored funding structures, pragmatic underwriting, and direct access to decision-makers – ensuring confidence from acquisition to completion.
For those structuring complex portfolios – or helping clients to – we are the specialist finance partner for you. Whether you’re financing HMOs, MUFBs, refurbishments, holiday lets or large-scale investments, our specialist property finance teams aim to find a way through.
With tailored underwriting, deep sector expertise and direct access to decision-makers, we provide certainty, flexibility, and speed – ensuring brokers can structure deals efficiently and support their clients’ long-term strategies.
For intermediaries only.
Supporting those needing fast, tailored funding to act on property investment opportunities. Whether securing an auction purchase, funding a heavy refurbishment, or transitioning from bridge to term finance, our solutions are structured around certainty of funding, pragmatic underwriting and a clear exit strategy.
With quick decisions and funding that moves at the speed of the deal, we help brokers and their clients make the most of time-sensitive property opportunities.
For intermediaries only.
Our best ever range of award-winning savings accounts for life, business and clubs. Protected by the UK’s deposit guarantee scheme and backed-up by our friendly, UK based support team.
