Transfer an ISA to us

Our ISA transfer service makes it easy to move your old ISA from another bank into your ISA with us, helping your savings grow, staying tax efficient and dealing with fewer banks.

We’ll handle your transfer securely and you’ll start earning interest from the day we receive your account history and funds from the previous provider.

What is an ISA transfer?
What you need to transfer an ISA to HTB?
How does it work?
Why transfer your ISA to HTB?

Get started with your transfer

We’ll handle your transfer securely and you’ll start earning interest from the day we receive your account history and funds from the previous provider.

Download ISA transfer form

What is an ISA transfer?

An ISA transfer lets you move your savings from one provider to another without losing your tax-free status. It’s a way to switch accounts while keeping your ISA benefits intact.

What you need to transfer an ISA to HTB

To transfer your ISA, all you need is:

an ISA with us
- find the right Cash ISA here.
the sort code and account number for:
- your existing ISA with your old provider, and
- your new HTB ISA.
your national insurance number, and;
your existing ISA reference number if your provider has given you one.

How does it work?

You can transfer to us in 3 easy steps:

Choose a HTB Cash ISA that suits you and open it online.
Start your transfer as part of your online application or ask us for an ISA transfer form afterwards. It’s really important to not withdraw funds manually, this could void your tax-free status. We’ll do it all for you.
We’ll handle everything once we receive your application and transfer. If your current provider supports faster electronic ISA transfers, it could take up to 15 days. If it doesn’t, it might take a little longer. We’ll always keep your savings safe, and your interest will start the day your money arrives in your account.

Why transfer your ISA to HTB?

We make it easy by handling your transfer securely for you.
Interest starts building from the day your account history and funds arrive.
Manage all your HTB accounts in one place with our easy-to-use savings portal.
Real people, real award-winning UK customer support based in London and Birmingham.
FSCS protected – just as secure as the high street.

Get started with your transfer

We’ll handle your transfer securely and you’ll start earning interest from the day we receive your account history and funds from the previous provider.

Download ISA transfer form

What type of ISAs can I transfer into HTB?

You can transfer from one type of ISA to a different type of ISA. For example, you can move money held in a Stocks & Shares ISA into your Cash ISA with us.

To transfer from a Stocks & Shares ISA, your provider will need to convert it into a Cash ISA first. Once converted, we’ll be able to accept the transfer.

How long does a transfer take?

A few factors affect timings. If the old provider supports electronic ISA transfers we’d expect a transfer to take up to 15 working days. If it doesn’t (and some still need an original signature, for example), it can take a little longer.

Can I transfer more than one ISA?

As long as your HTB account allows, you can make multiple transfers into your ISA with us. There’s currently no limit on how many times you can transfer an ISA each tax year.

Will I lose interest during the transfer?

Interest stops when your old provider closes the ISA; HTB interest starts once funds arrive.

When will I start earning interest?

Interest generally stops being paid by your old bank when they close your old ISA account. We start paying interest when we receive the account history and funds from them.

Do I need to withdraw my funds first?

No. Withdrawing funds before transferring means you lose your ISA’s tax-free status. Let us work with your old bank to maintain its tax-free status.

How does an ISA transfer affect you annual ISA allowance?

ISA transfers from previous tax years don’t count toward your current year’s tax-free allowance, so you can move previous years’ savings without using up this year’s limit.

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