- Backing businesses during uncertain times with market leading online rates of 4.25% AER on 1- and 2 year fixed terms.
- Named Savings Provider of the Year 2026, along with multiple awards for our fixed business and personal savings.
- Both business and personal savers can secure strong, predictable returns, with FSCS protection and UK based service.
Right now, we’re topping best buy tables with 4.25% AER guaranteed for either one or two year online fixed terms. It’s a simple way for organisations to put idle funds to work while having clarity over the returns they’ll receive, something that matters more than ever in the current climate.
Our strong performance in the market hasn’t gone unnoticed. We were recently named Savings Provider of the Year 2026 at the Moneycomms Awards. We also retained our title as Best Fixed Rate Savings Provider for the second year running and picked up the award for Best Fixed Rate Savings for Business, further recognition of the support we offer both business and personal savers.
Stuart Hulme, Managing Director of Savings at HTB, said:
In this environment, many businesses are understandably holding on to cash while navigating ongoing uncertainty. But that doesn’t mean those funds can’t be working harder or smarter. Fixed savings accounts offer a simple way for businesses and charities to generate stronger, more predictable returns on surplus cash, and we’re to be among the most competitive available. Being recognised as Savings Provider of the Year and other industry awards reflects our commitment to delivering value for our savers.
Alongside our leading business savings rates, our personal savings accounts remain highly competitive too. Our fixed term range offers up to 4.41%, and our ISA range offers up to 4.32% AER, ideal for savers looking to make the most of their tax free ISA allowance ahead of the 5 April deadline.
As businesses continue to find the balance between caution and opportunity, securing stronger returns on cash reserves is becoming a growing priority.
We’re backed by the UK’s FSCS deposit protection scheme, and all our award winning service is UK based.
For more information about our business savings products here.
25 March 2026, 15:53