Can HTB change the interest rate?
- This is a managed variable rate, which means it is set by us and we can change it at any time.
- If we increase the interest rate, we’ll make the change and let you know.
- If we reduce the interest rate, we’ll let you know at least 14 days before.
What would the estimated balance be after 12 months based on a £1,000 deposit?
- £1,000 invested in this account would earn £40.00 interest after 12 months.
- £50,000 invested in this account would earn £2,000.00 interest after 12 months.
- This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.
How do I open and manage the account?
- You can open an account by completing an application form on our website.
- This account is available to anyone aged 18 or over and a permanent resident in the United Kingdom.
- Once your account is open, you can manage it online through our online portal, by secure message when logged in or by getting in touch.
- You’ll need the minimum balance of £1 in the account to open it and keep it open.
- The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.
Can I withdraw money?
- Yes – this is an easy access account, so you can make unlimited withdrawals.
Additional information
- All payments must be made to – and from – your nominated bank account or into another account with us.
- Read our full terms and conditions here.