HTB
HTB
HTB / Business / Cash Flow Funding

Cash flow funding

For professions and SMEs

Short-term cash flow funding helps professions and SMEs spread the cost of recurring or one-off, high-value expenses, preserving cashflow and providing working capital to keep your business running smoothly.

Short-term cash flow funding can be used to pay for expenses such as insurance premiums, Self-Assessment & Corporation Tax, VAT liabilities and more.

Get in touch

Syscap Limited is a subsidiary of Wesleyan Bank Limited, which is a wholly owned subsidiary of Hampshire Trust Bank PLC (HTB).

Submit your requirements below, and a member of the Syscap team will be in touch.

Key benefits

Short-term cash flow funding helps smooth the peaks and troughs in your cash flow, allowing you to get on with the day-to-day of running your business.

  • Consistently competitive rates.
  • Quick and straightforward application.
  • Typical decisions within 24 hours. *
  • Manageable instalments.
  • Dedicated account manager.
  • Single set of documents on first application for easy renewal, subject to credit checks.

* Decisions made within 24 business hours.

Expenditure that can be financed:

  • Insurance premiums.
  • Self-Assessment and Corporation Tax.
  • VAT liabilities.
  • Practising certificates.
  • and more.

 

Key product information:

  • Self-Assessment Tax over 6 or 12 months.
  • Corporation Tax over 6, 10 or 12 months.
  • VAT over 3 months.

 

Important information

With regards to this product Syscap Limited is not an agent of Premium Credit Limited. Syscap Limited acts as a credit broker and Premium Credit Ltd is the lender. Premium Credit Limited will pay commission to Syscap Limited for any credit agreement which commences under this finance programme. The amount of the commission is a set percentage of the amount of credit advanced. The commission payment is paid out of the ‘credit charges’ charged by Premium Credit Limited to borrowers.

Credit searches will be carried out. Depending on the circumstances and where required by law, loans will be regulated by Financial Conduct Authority and the Consumer Credit Act. Premium Credit Ltd reserve the right to decline any application.

Please note

Hampshire Trust Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority – Financial Services Register Number: 204601. Hampshire Trust Bank is registered in England and Wales. Company Number: 01311315. Hampshire Trust Bank is the parent company of each of the undernoted firms, who each have their Registered Office Address at: 55 Bishopsgate, London, EC2N 3AS.

Wesleyan Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority – Financial Services Register Number: 165116. Wesleyan Bank Limited is registered in England and Wales. Company Number: 02839202.

Syscap Leasing Limited is authorised and regulated by the Financial Conduct Authority – Financial Services Register Number: 726380. Syscap Leasing Limited is registered in England and Wales. Company Number: 02718043.

Syscap Limited is authorised and regulated by the Financial Conduct Authority – Financial Services Register Number: 726391. Syscap Limited is registered in England and Wales. Company Number: 02471568.

Premium Credit Limited, Registered in England and Wales No 02015200. Authorised and regulated by the Financial Conduct Authority (Firm Reference number 702718). Registered office: Ermyn House, Ermyn Way, Leatherhead, Surrey KT22 8UX

Certain types of loans are not regulated, for example loans for business purposes or certain buy-to-lets.