Hello, we're Hampshire Trust Bank

At HTB, we pride ourselves on delivering attentive, award-winning service.

Our specialists truly understand the unique needs of our clients and brokers in specialist mortgages, development finance, bridging, and wholesale finance.

We offer award-winning savings accounts directly to individuals, businesses and charities. By lending exclusively to UK businesses, we ensure your money contributes to boosting the British economy.

Our mission is to invest in Britain’s businesses and communities. Unlike other banks that try to be everything to everyone, our focused approach allows us to support those often overlooked by mainstream banks.

We call this ‘excellence through specialism,’ and we believe it’s something special.

Our story

Since 1977, Hampshire Trust Bank (HTB) has been dedicated to supporting the financial needs of individuals, businesses and communities across the UK.

Our journey began in the market town of Fareham, Portsmouth, with a small but ambitious team offering mortgage services to the local community.

In 2014, a new management team, backed by Alchemy Partners, revitalised HTB, transforming it into the award-winning bank known today. We focus on investing in those often overlooked by mainstream banks, providing tailored lending in property-based finance, specialist mortgages, bridging finance, development finance and even offering finance to other wholesale lenders.

HTB is authorised by the FCA and PRA for customer deposits and backed by the FSCS (Financial Services Compensation Scheme), earning the trust of over 100,000 savers – including individuals, businesses and charities. Today, we manage over £4.5 billion in savings and, in 2024 alone, lent over £3.5 billion to British businesses, as well as individuals.

Personalised expertise

We listen to your needs and provide tailored support to help you reach your goals.

Thoughtful solutions

We care about delivering outcomes that truly benefit you, with attention to detail in everything we do.

Transparency and trust

Honesty and integrity are at the heart of our business. We’re committed to being open and doing the right thing.

Dedication to excellence

We strive for perfection and consistency, always looking for ways to improve and serve you better.

Sustainability at HTB

Our aim is to help improve the quality of housing in the UK. We’re proud of our specialism and aim to stimulate positive change in the UK savings and property markets. As part of this, we’re committed to being a sustainable and responsible bank for the UK.

Learn about our environmental, social and governance (ESG) approach

The home of specialists

Our 420+ staff are based at 80 Fenchurch Street, London, where our cabinets are filled with hard-earned awards from over the years – from Great Places to Work and Trusted Service to Best Savings Bank and Best Property Lender awards.