Personalised expertise
Thoughtful solutions
Transparency and trust
Dedication to excellence

Sustainability at HTB

Our aim is to help improve the quality of housing in the UK. We’re proud of our specialism and aim to stimulate positive change in the UK savings and property markets. As part of this, we’re committed to being a sustainable and responsible bank for the UK.

Learn about our environmental, social and governance (ESG) approach

The home of specialists

Our 420+ staff are based at 80 Fenchurch Street, London, where our cabinets are filled with hard-earned awards from over the years – from Great Places to Work and Trusted Service to Best Savings Bank and Best Property Lender awards. 

Our most recent awards
MoneyComms Top Performers 2025: Best Fixed Rate Savings Provider - HTB
MoneyComms Top Performers 2025: Best Easy Access Business Savings Provider - HTB
Business Moneyfacts Awards 2025 – Best Service from a Specialist Buy-to-Let Mortgage Provider - HTB
Business Moneyfacts Awards 2025 – Best Development Finance Provider - HTB
Business Moneyfacts Awards 2025 – Best Specialist Buy-to-Let Mortgage Provider - HTB
Business Moneyfacts Awards 2025 – Best Service from a Buy-to-let Mortgage Provider - HTB
Business Moneyfacts Awards 2025 – Best Service from a Development Finance Provider - HTB
SME 500 – Best Banking Firm of the Year 2025 - HTB
Feefo Platinum 5 Years (2025) - HTB
NACFB BDM Team of the Year 2024 - HTB
Moneynet Business & SME Savings Provider of the Year 2025 - HTB
MoneyComms Top Performers 2024: Best Fixed Rate Business Savings - HTB
Feefo Review – June 2024 - HTB
Trustpilot Review – June 2024 - HTB
Moneyfacts 5 Star Easy to Open Award - HTB
Business Moneyfacts awards 2024: Best specialist buy-to-let mortgage provider - HTB

About us

  • Robert Sharpe - HTB

    Robert Sharpe

    Chairman
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  • Matthew Wyles - HTB

    Matthew Wyles

    Chief Executive Officer
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  • Helen Beck - HTB

    Helen Beck

    Non‑Executive Director
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  • Clare Goldie-Scot - HTB

    Clare Goldie-Scot

    Non‑Executive Director
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  • Richard Price - HTB

    Richard Price

    Non‑Executive Director
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  • Martyn Scrivens - HTB

    Martyn Scrivens

    Non-Executive Director
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  • Dominic Slade - HTB

    Dominic Slade

    Non-Executive Director
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  • Richard Sommers - HTB

    Richard Sommers

    Non-Executive Director
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  • Julia Warrack - HTB

    Julia Warrack

    Non-Executive Director
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  • Kathryn Winup - HTB

    Kathryn Winup

    Chief Financial Officer
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Robert has a wealth of experience in the retail banking sector. In addition to HTB, Robert is currently Chairman of Metro Bank plc and has previously held a number of other board positions in the UK and the Middle East since retiring as an Executive Director at companies including Bank of Ireland (UK plc),  Vaultex Limited (a JV between HSBC and Barclays), Aldermore Bank plc, Barclays Pension Trustees Limited, LSL Properties plc, George Wimpey plc. Robert’s previous roles include Chief Executive of Portman Building Society.

Matthew was appointed as CEO of HTB with effect from 23 April 2018. Prior to joining HTB, Matthew was an Executive Director of Castle Trust Capital plc. From 2007 to 2012, Matthew served as an Executive Director of Nationwide, latterly as Distribution Director where his responsibilities included the branch network, contact centres, Nationwide Financial Solutions and the group’s operations in the intermediary mortgage market. Matthew was the Chairman of the Council of Mortgage Lenders for two years running in 2009 and 2010.

Helen joined the HTB Group Board in April 2025. Throughout her career, she has held influential leadership positions, including serving as a partner at Deloitte. Before that, Helen was Global Head of Reward at Standard Bank, led McLagan Europe (part of Aon), and held key roles in human resources at Fidelity International.

Beyond her executive career, Helen has contributed her expertise as a Non-Executive Director at Funding Circle Holdings plc, where she chairs the Remuneration Committee and plays an active role in the Nomination, Audit & Risk, and ESG committees. Until April 2024, she also served as a Non-Executive Director at Ashmore Group plc.

She also serves as a Non-Executive Director at St. James’ Place and at Picton Property Income Limited, chairing the Remuneration Committee and participating in other key committees.

In addition, Helen is an independent Governor of the University of Bedfordshire and an independent member of the Remuneration Committee of the British Olympic Association.

Clare joined the HTB Group Board in April 2025. She started her career at Boston Consulting Group and has extensive global leadership experience. She has held Board and Senior Executive roles across a variety of service industries, including both consumer and intermediated financial services, such as Prudential, The AA, British Gas, RSA, ITV, Vodafone and Royal London.

Her previous Non-Executive roles include Alliance Trust, Codan, Swintons Insurance, and CMC Markets where she chaired both the Risk and the Remuneration Committees and served as Director accountable for colleague engagement. Clare is also a former Trustee of Breast Cancer Campaign and a former Ambassador for Scope.

She is currently an independent Non-Executive Director of Bank of Ireland UK, where she chairs the Remuneration Committee and is also the Director accountable for colleague engagement. She has also been a member of the Scottish Widows Independent Governance Committee since 2020.

With a strong background in sport, Clare is also a partner in Apedroc Stud, breeding thoroughbred racehorses.

Richard is a Non‑Executive Director on the board of HTB. Richard spent the majority of his career with KPMG where he was a partner from January 1997 to July 2012. He is currently also a Non‑Executive Director of Alpha Bank London Limited. Richard holds a B.Sc. in Economics and Business Economics from the University of Southampton and is a Chartered Accountant.

Martyn’s career in audit, risk management and governance spans four decades, including operating at Board level in both the private and public sector.  Martyn spent five years at Credit Suisse Group where he was Global Head of Internal Audit and prior to that he oversaw group audit functions at Lloyds Banking Group as Group Audit Director for nine years. Before joining Lloyds, Martyn spent 24 years at international professional services firm Arthur Andersen in the UK, Switzerland and Australia.  Martyn also serves as Chairman of Ratesetter, as well as Wesleyan Bank and Non-Executive Director at Yeovil District Hospital.  He is a Fellow of the Institute of Chartered Accountants, where he chaired the Institute’s Internal Audit Advisory Panel for 10 years.

Dominic is a Non-Executive Director and is also the Managing Partner of Alchemy. Dominic joined Alchemy in 1998, became a Partner in 2001 and was elected Managing Partner in 2009. Previously in investment banking at UBS, Dominic has a MA and Mphil from Cambridge and an MBA from Harvard.

Richard has had a 30-year executive career in financial services. In addition to HTB, Richard sits on the Board of Bank of Ireland (UK) plc, where he chairs the Risk Committee and is a member of the Audit Committee. Richard’s past non-executive director roles include Al Rayan Bank, where he chaired the Risk Committee; and West Bromwich Building Society, where he chaired the Risk Committee. Richard was also Chair of the Audit and Risk Committee at the University of York. Richard has held the roles of Finance Director and then Risk Director for Barclays’ Retail Financial Services Division; Finance Director, Barclaycard; and Chief Financial Officer for Barclaycard USA.

Julia is a Non-Executive Director on the board of HTB. With over 23 years of experience across a number of senior technology and transformation roles, Julia brings a wealth of knowledge gained across 9 industry sectors, including public sector, to help HTB define and deliver a strategy for growth. Julia has championed technology and innovation for the vast majority of her career, encouraging teams to challenge the orthodoxy and dare to be different. An exponent of collaboration and modern agile practices, Julia’s appointment will help HTB by bringing her extensive, cross-sector expertise, and passion for technology and innovation, to bear across the business.

Kathryn joined the Bank as Chief Financial Officer (CFO) in August 2024. She is an accomplished financial executive with over three decades of experience in the banking and financial services industry with a proven track record of leadership and strategic financial management. Prior to this, Kathryn was the Deputy CFO at Shawbrook Bank. Her extensive experience also includes serving as CFO at Police Mutual, CFO Digital & Direct Aviva and 18 years at RBS in various roles including Finance Director (FD) Business & Commercial Banking, CFO Wealth Management, FD Coutts & Co and FD RBS International.