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Business Savings Blog | April 2018 - Business investment - HTB Business Savings Blog | April 2018 - Business investment - HTB

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Business Savings Blog | April 2018 – Business investment

Spring is in the air and this is the time of year when many businesses are considering how best to plant seeds for future growth. Business savings accounts are one of the tools you can use to invest in your firm.

As part of our latest UK SME Savings Tracker survey, when asked what they would invest in if they made a return from their business savings, the majority (28%) said business infrastructure, while a quarter (25%) said they would use the money for research and development.

Whatever the business requirement, there could be a SME savings account to meet your needs. For instance, you may choose a relatively short-term 1 or 2 year fixed rate account to save for new computer equipment or a company vehicle, or you could pick a longer term account to build a larger savings pot for say a deposit on a new premises.

While there are a number of options available, we believe business savings accounts are a valuable part of any financial toolbox, enabling firms to prepare for the future and ensure they don’t miss out on the next opportunity.

While the Bank of England recently voted to maintain the Bank Rate at 0.50%, market commentators are speculating that this is likely to increase this year, maybe even soon as May. In time, this could help push interest rates up, meaning savers could get a greater return on their cash.

With Spring being a season of growth, what better time is there to consider your options, shop around and ensure that this time next year you are reaping the rewards.

Find out more about our Business Savings and Personal Savings accounts.

Stuart Hulme
Director of Savings and Marketing


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