This change is in response to the growing demand from professional landlords and property developers.
The UK property market is evolving. Landlord portfolios are getting bigger and more complex as the private rental sector becomes more professional. Meanwhile, developers are feeling the pressure to scale up their projects to help tackle the national housing shortage.
With the revised lending cap, we can offer more substantial support to landlords with sophisticated financing needs and to developers delivering multi-unit residential schemes at scale.
Alex Upton, Managing Director, Specialist Mortgages and Bridging Finance, said:
This is a natural step for us. Brokers are already bringing us substantial portfolio cases. These are no longer one-offs – they’re a core part of the business. The uplift gives us more capacity to support those transactions with the same agility, care, and clarity that brokers expect from HTB. We know that what matters most is working with people who understand the deal and help get it over the line. That’s where we thrive.
Neil Leitch, Managing Director, Development Finance, added:
The housing challenge isn’t going away – and neither is our commitment to backing the developers who are tackling it. We’re seeing increased demand from experienced developers who are ready to deliver more homes but need a funding partner who can keep pace. By increasing our maximum lending appetite, we’re giving them the confidence that we’ll be there to support them.
Read the original story here.