Specialist Mortgages

Specialist BTL, semi-commercial and residential and commercial bridging

As a specialist lender with the strength of a bank we offer what others can’t. We have the power to help you deliver bespoke and complex specialist mortgages solutions for your clients. From the innovative product range to the dedicated specialists at each stage, we aim to give you, the intermediary, the confidence your client is in safe hands.

To support you, our PUMA for Intermediaries system allows you to submit applications, upload documents and track your applications through to completion.

Existing intermediaries

Already registered for PUMA for Intermediaries?

Having trouble logging in? Please click here, enter your username and click the ‘Forgotten password?’ link. Alternatively, please contact the HTB’s team on 020 7862 6244 or email us. We are open from 9am to 5pm Monday to Friday excluding bank holidays.

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Submit your business

PUMA for Intermediaries

To support you, our PUMA for Intermediaries system allows you to submit applications, upload documents and track your applications through to completion.

Your downloads

Rate cards and key documents

You can download rate cards, application forms, fee scales and product criteria here.

View documents

Get in touch

Find your BDM

Our experienced team of Business Development Managers are available to support you wherever you are in the country.

Find your BDM

Proud of our achievements

Platinum Award-Winning Service 2024 Feefo - HTB

Business Moneyfacts awards 2024: Best specialist buy-to-let mortgage provider - HTB

Business MoneyFacts: Commended Best Service from a Specialist Buy-To-Let Mortgage Provider (2022) - HTB

Business MoneyFacts: Best Service from a Buy-To-Let Mortgage Provider (2020/21/22) - HTB

Credit Strategy: Best Specialist Mortgage Lender (2021) - HTB

Mortgage Introducer: Commercial Lender of the Year (2021) - HTB

Here to support you

The best possible service from beginning to end

Our Specialist Mortgages team aim to provide the best possible service from beginning to end, driven by experts who understand how to tailor the right deal and deliver in the right time frame. Our team consists of:

Regional business development manager, to keep you up to speed with our business
Regional lending manager, to help you construct your deal
Dedicated case manager, underwriter and completions experts to ensure a smooth end-to-end process

Important information

The Bank of England base rate is currently 5.25%. This rate is set periodically by the Bank of England’s Monetary Policy Committee. Any changes to base rate will be applied to customer’s accounts within 31 days of the end of the month in which a base rate change occurs, subject to the minimum rate stipulated in the mortgage offer.

ANY PROPERTY USED AS SECURITY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS OR OTHER OBLIGATIONS ON YOUR LOAN

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