Easy access online tracker

Discover our our new easy access online tracker. The perfect blend of flexibility and certainty. 

Our Savings Products

Personal Savings - Personal Savings - HTB
"Considering a number of areas, including the application process and consumer feedback, Hampshire Trust Bank has achieved our highest rating."
Samantha Owens, Ratings & Personal Finance Manager at Moneyfacts

A wide range of online savings accounts for every need

Easy access accounts

Easy access savings accounts offer competitive returns with unlimited top-ups and withdrawals.

They’re a great, flexible option if you need access to your money quickly to manage day-to-day expenses or to build up that rainy day fund.

We offer a range of easy access accounts, from straightforward easy access, to notice accounts that allow future withdrawals to be planned, and even tracker accounts that track the Bank of England base rate.

Key features:

  • Deposit from £1-£250k (or £20k-£1m with our easy access tracker)
  • Unlimited withdrawals
  • Penalty-free access to funds
  • Managed easily online.

Fixed rate accounts

Know exactly how much interest you’ll earn with our fixed rate savings accounts (sometimes known as bonds), receiving a guaranteed rate over an agreed period.

Fixed rate accounts offer certainty, so they’re perfect if you’re happy to plan ahead and lock your money away.

Key features:

  • Deposit from £1-£250k
  • Guaranteed, predictable interest over a fixed term
  • Ideal if you don’t need immediate access to savings
  • Managed easily online.

Cash ISA accounts

Cash ISAs are the smart way to make your money work harder, allowing you to benefit from tax-free savings.

Our wide range of cash ISA accounts are perfect for any saver. Whether you’re looking to commit to a fixed rate, need immediate access with an easy access account, or want stability with an account that tracks the Bank of England base rate.

Find out more about your cash ISA limit.

Key features:

  • Deposit from £1-£250k (or £5k-£1m with our easy access ISA tracker)
  • Range of accounts to benefit from tax-free savings
  • Managed easily online.
We're award-winning
MoneyComms Top Performers 2025: Best Fixed Rate Savings Provider - HTB
Feefo Platinum 5 Years (2025) - HTB
Feefo Review – June 2024 - HTB
Trustpilot Review – June 2024 - HTB
Moneyfacts 5 Star Easy to Open Award - HTB

Frequently Asked Questions

  • How long do I have to pay into my ISA?
    • You have 14 days from when you applied for the account to pay in at least £1 and initiate any Transfer In from your existing ISA provider.

      Any accounts unfunded after this window will be closed, and any deposits received after the funding window may be returned.

  • Where do I find my user ID?
    • Your User ID can be found on the email we sent you when we opened your account (if you joined us from May 2024).

      If you managed your account online before May 2024 and have registered for our new online portal, your User ID will be your email address, so you could try that first.

  • How can I get a statement of my account?
    • You can view, search and download your account transactions in our online portal. You can log in here.

  • Can I extend the 14 day funding window?
    • No if you don’t fund your account within 14 days it will automatically close.

Learn more about saving with us