Business savings

For savings guidance, please take a look at our FAQs.

Our Savings Products

Business Savings - Business - HTB
"We’re proud to recognise Hampshire Trust Bank as the UK’s ‘best of the best’ for business and SME savings. Consistently at the top of Moneynet's best buy tables, HTB truly deserve the accolade of Best Business & SME Savings Provider of 2025"
Andrew Hagger, Chair of the Moneynet Awards judging panel

A wide range of business savings accounts for every need

Easy access accounts

Easy access savings accounts offer a good return with the flexibility to top-up and withdraw funds at any time with ease.

These accounts are ideal for businesses that might need immediate access to manage day-to-day expenses and unexpected costs.

Easy access accounts are a valuable way for businesses to make their surplus cash work harder.

Key features:

  • Deposit from £5k-£750k
  • Unlimited withdrawals
  • Immediate penalty-free access to funds.

Notice accounts

Notice savings accounts are an excellent way to put excess funds to work, allowing future withdrawals to be planned in the future without the commitment of a fixed term bond.

With a notice account, simply give the specified notice period to withdraw funds.

This type of account is perfect for businesses that can plan their cash flow in advance and do not need immediate access to their savings.

Key features:

  • Deposit from £5k-£750k
  • Unlimited withdrawals in line with the notice periods
  • Suitable for planned withdrawals.

Fixed rate accounts

Fixed rate accounts (also known as bonds) help to plan for the long term with certainty by offering a guaranteed rate for an agreed period.

This type of account is ideal for businesses looking to maximise returns on lump sums without the worry of interest rate fluctuations.

By locking in a rate, you can plan your finances with confidence, knowing exactly how much interest you will earn over the term of the account.

Key features:

  • Deposit from £5k-£750k
  • Guaranteed, predictable interest over a fixed term
  • Ideal for long-term savings  that you won’t need access to.
Proud of our achievements
Moneynet Business & SME Savings Provider of the Year 2025 - HTB
MoneyComms Top Performers 2024: Best Fixed Rate Business Savings - HTB
Feefo Review – June 2024 - HTB
Trustpilot Review – June 2024 - HTB
Moneynet Best Business Savings Provider (19/20/21/22) - HTB
Platinum Award-Winning Service 2024 Feefo - HTB

Frequently Asked Questions

  • What is an ISA?
    • ISA stands for Individual Savings Account. The main difference between an ISA and any other savings account is that it offers tax-free interest payments, so you could get more for your money. There is a limit to how much money you can put into an ISA in each tax year, which is called the ‘ISA allowance’.

  • I am not a customer. How do I open an account?
    • You can open an account online by following the link apply online.

  • Who do I make the cheque payable to?
    • Please make the cheque payable to the business name.

  • How can I manage my account?
    • You can manage your account when logged in online and by telephone (Mon-Fri 9am-5pm and closed on bank holidays).

      If you’ve always managed your account with us in a different way, for example by post, you can keep doing this.