Easy access tracker

Discover our our new easy access tracker. The perfect blend of flexibility and certainty.

Our Savings Products

Business Savings - Business - HTB
"We’re proud to recognise Hampshire Trust Bank as the UK’s ‘best of the best’ for business and SME savings. Consistently at the top of Moneynet's best buy tables, HTB truly deserve the accolade of Best Business & SME Savings Provider of 2025"
Andrew Hagger, Chair of the Moneynet Awards judging panel

A wide range of business savings accounts for every need

Easy access accounts

Easy access savings accounts offer a good return with the flexibility to top-up and withdraw funds at any time with ease.

These accounts are ideal for businesses that might need immediate access to manage day-to-day expenses and unexpected costs.

Easy access accounts are a valuable way for businesses to make their surplus cash work harder.

Key features:

  • Deposit from £5k-£1m (or £20k-£1m for our easy access tracker)
  • Unlimited withdrawals
  • Immediate penalty-free access to funds.

 

Notice accounts

Notice savings accounts are an excellent way to put excess funds to work, allowing future withdrawals to be planned in the future without the commitment of a fixed term bond.

With a notice account, simply give the specified notice period to withdraw funds.

This type of account is perfect for businesses that can plan their cash flow in advance and do not need immediate access to their savings.

Key features:

  • Deposit from £5k-£750k
  • Unlimited withdrawals in line with the notice periods
  • Suitable for planned withdrawals.

Fixed rate accounts

Fixed rate accounts (also known as bonds) help to plan for the long term with certainty by offering a guaranteed rate for an agreed period.

This type of account is ideal for businesses looking to maximise returns on lump sums without the worry of interest rate fluctuations.

By locking in a rate, you can plan your finances with confidence, knowing exactly how much interest you will earn over the term of the account.

Key features:

  • Deposit from £5k-£750k
  • Guaranteed, predictable interest over a fixed term
  • Ideal for long-term savings  that you won’t need access to.
We're award-winning
MoneyComms Top Performers 2025: Best Easy Access Business Savings Provider - HTB
Feefo Platinum 5 Years (2025) - HTB
Moneynet Business & SME Savings Provider of the Year 2025 - HTB
MoneyComms Top Performers 2024: Best Fixed Rate Business Savings - HTB
Feefo Review – June 2024 - HTB
Trustpilot Review – June 2024 - HTB

Frequently Asked Questions

  • How do I withdraw money from my easy access business savings account?
    • You can make a withdrawal from your easy access account when logged in online.   

      Withdrawals requested before 1pm on a working day will be paid the same day. For anything requested after 1pm this will be paid the next working day. 

  • How can I manage my account?
    • You can manage your account and message us about it when logged into our online portal, or call us on 020 7862 6220 (Mon-Fri 9am-5pm, excluding bank holidays). 

      If you’ve always managed your account with us in a different way for a specific reason, for example by post, you can keep doing this. 

  • What is a business savings account?
    • A business savings account is designed specifically for businesses to save money whilst earning interest.  

      There’s a range of accounts to suit business needs, including easy access (sometimes known as instant access), notice and fixed term accounts. Each offers a different level of flexibility, interest rate and access.  

  • What is an business ISA?
    • ISA stands for Individual Savings Account. The main difference between an ISA and any other savings account is that it offers tax-free interest payments, so you could get more for your money. There is a limit to how much money you can put into an ISA in each tax year, which is called the ‘ISA allowance’.