Discover our our new easy access tracker. The perfect blend of flexibility and certainty.
Whether you’re a small business, established or just starting out, or a charity looking to make your money work harder, we’re here to help.
Easy access savings accounts offer a good return with the flexibility to top-up and withdraw funds at any time with ease.
These accounts are ideal for businesses that might need immediate access to manage day-to-day expenses and unexpected costs.
Easy access accounts are a valuable way for businesses to make their surplus cash work harder.
Key features:
Notice savings accounts are an excellent way to put excess funds to work, allowing future withdrawals to be planned in the future without the commitment of a fixed term bond.
With a notice account, simply give the specified notice period to withdraw funds.
This type of account is perfect for businesses that can plan their cash flow in advance and do not need immediate access to their savings.
Key features:
Fixed rate accounts (also known as bonds) help to plan for the long term with certainty by offering a guaranteed rate for an agreed period.
This type of account is ideal for businesses looking to maximise returns on lump sums without the worry of interest rate fluctuations.
By locking in a rate, you can plan your finances with confidence, knowing exactly how much interest you will earn over the term of the account.
Key features:
You can make a withdrawal from your easy access account when logged in online.
Withdrawals requested before 1pm on a working day will be paid the same day. For anything requested after 1pm this will be paid the next working day.
It can. Tracker interest rates are variable and can be increased or decreased depending on the Bank of England (BoE) base rate.
We can also adjust the margin to BoE base rate at any time at our sole discretion as outlined in the account Summary Box.
You can manage your account and message us about it when logged into our online portal, or call us on 020 7862 6220 (Mon-Fri 9am-5pm, excluding bank holidays).
If you’ve always managed your account with us in a different way for a specific reason, for example by post, you can keep doing this.
A business savings account is designed specifically for businesses to save money whilst earning interest.
There’s a range of accounts to suit business needs, including easy access (sometimes known as instant access), notice and fixed term accounts. Each offers a different level of flexibility, interest rate and access.